Stone Arch Consulting helps HOA and housing cooperative boards across the Twin Cities make confident decisions about reserves, capital projects, and financing.
Currently advising the board of 2615 Park.
Boards face big, infrequent financial decisions. I bring the expertise to weigh them clearly — and the plain language to explain them to everyone at the table.
Know what's coming and how you'll pay for it. I turn a reserve study into a funding plan that holds up over the years it actually needs to.
Roofs, elevators, facades, mechanicals. When a project is too large for the reserve account, I help you structure and source the right financing.
For housing cooperatives carrying a blanket mortgage: I evaluate refinancing options and time them to protect your members' monthly carrying costs.
Assess, borrow, or both? I model the real cost of each path so the board can decide with the full numbers in front of it.
An outside read on your operating budget, dues, and reserves — what's solid, what's exposed, and what to do about it.
A financial voice in the room when you need one, translating consequential decisions into terms a volunteer board can act on with confidence.
Most boards are neighbors — capable people looking after shared property worth millions, usually without a finance professional among them.
The decisions that matter most are the ones that come around rarely: a major repair, a refinancing, a special assessment that lands on every owner's statement. Stone Arch brings financial expertise to the table for exactly those moments — and understands the real differences between an HOA and a housing cooperative, right down to the underlying mortgage.
Stone Arch Consulting is led by Jack Burns, who works exclusively with HOA and housing cooperative boards across the Twin Cities. Jack founded the firm to give associations direct access to financial and capital expertise — reserves, capital projects, financing — without the overhead or distance of a larger firm. You work with him directly, from the first conversation to the final recommendation.
Tell me what your board is weighing. A short conversation is the best place to start.